Personal account 收$2843 instant payment 要收費??? - 海外購物

我的account type是persoanl.最近收一筆instant payment$2843. PAYPAL 說estimated fee $96.96
2843 X 3.4% + 0.3=$96.96 為何是乘3.4?????

PALPAL personal account 收 paypal instant tranfer應該是free的?不是嗎????

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